With economic globalization and the rapid development of Internet, e-finance more constituted an important part of the global economy, innovation is increasingly becoming the financial organization system and development model to improve the competitiveness of the financial industry, an important way. Broaden the traditional e-finance channel for financial services, IT technology and the Internet-based e-banking, securities, insurance, fund business and online banking, electronic payments and other electronic financial products have penetrated into every aspect of people's lives. The financial sector had an important impact, changing the banking services, marketing and management, but also affect financial sector competition.
Years ago, part of the shares is expected to soar! Confidential! Market institutions will soon be reversed capital flows have changed dramatically! Main layout of digital money is plotting a new market research online survey of 100 public areas for the improvement of e-finance needs of significantly different. 45.1% of respondents believe that e-banking needs to be more intelligent. For online payment tool, people pay more attention to their safety, 46.8% of people think that insurance companies require innovative online platform, 49% of people want to call the insurance to be more user-friendly customer service, securities trading platform you will need to improve quickness. All these improvement needs in the financial business areas of concern, which also contains a large number of business opportunities.
Financial innovation means financial internal through various elements of the new combination and creative transformation created or the introduction of new things.
Sunday, December 26, 2010
American abuse global resources is the root of crisis
The sub-prime financial crisis, the world's governments, businesses and investors are talking about subprime loans, MBS, CDO, CDS and a series of nouns and analyze causes of the crisis. But if the innovation of financial disorder, investment banks and financial leverage too lax supervision as the main causes of the subprime crisis, but flow in the U.S. and global economic and financial problems of the surface of awareness.
More and more people seem to think that, mainly due to lax regulation, financial innovation in the products of these doping a lot of toxins (like milk mixed with melamine), and the investment banks underestimate the risks of uncontrolled zoom lever that led to the times credit crisis; response and prevention of financial crisis, first and foremost is to strengthen financial regulation, the spread in the current moment of crisis, must have positive righting a wrong.
In fact, the subprime financial crisis, the root causes of the current international monetary system, abuse of global resources under the United States, and U.S. monetary policy mistakes. If China has lax oversight of the subprime mortgage crisis as the main reason for strengthening crisis prevention and simple controls, so China and the U.S. financial competitiveness of the backward expansion of the gap will be taking a step forward in the international financial system and further reduced to provide resources and to the United States subsidiary financial system to bear the loss. Causes of the crisis
More and more people seem to think that, mainly due to lax regulation, financial innovation in the products of these doping a lot of toxins (like milk mixed with melamine), and the investment banks underestimate the risks of uncontrolled zoom lever that led to the times credit crisis; response and prevention of financial crisis, first and foremost is to strengthen financial regulation, the spread in the current moment of crisis, must have positive righting a wrong.
In fact, the subprime financial crisis, the root causes of the current international monetary system, abuse of global resources under the United States, and U.S. monetary policy mistakes. If China has lax oversight of the subprime mortgage crisis as the main reason for strengthening crisis prevention and simple controls, so China and the U.S. financial competitiveness of the backward expansion of the gap will be taking a step forward in the international financial system and further reduced to provide resources and to the United States subsidiary financial system to bear the loss. Causes of the crisis
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